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#amex

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@katrinakatrinka @digyoursoul @molly0xfff OFC, it has all the drawbacks of "self-custody cash, but digital"...

I just see #Monero as a better alternstive to an #AMEX, #VISA, #MasterCard or #PayPal!

And unlike Other #Cryptocurrencies it's free of #SmartContracts and #NFTs so not on the perpetual tire fire that is @web3isgreat ...

  • Not gonna claim it's better than #Euro banknotes, but unless you have a bank account in #SEPA where you can use #wero, it's the fastest way to do #CashlessPayments remotely/online...
#euro#sepa#wero

Except THIS is not how any of this works!....

#Trump literally lashing out against friends and neighbours will only backfire hard, and I expect @EUCommission and @europarl_en to enact #PrizeFreezes for #US #products & #services whilst forcing #Retaliatory #Tariffs on all US #products and espechally #services, demanding 100%+ in all #fees, and #revenue of #GAFAMs' services and products to the point that they'll effectively cancel half their revenue that flows back.

  • Plus forcing all products and services to be processed and sold via a #EU-based #corporation and adding a 30% "#AlienTax" as the #USA already does for i.e. #App #developers that ain't from the US even if they never sold a single license to a US customer.

Not to mention cancelling any #DataProtection agreements that only stalled the foreseeable court decision that #CloudAct is incompatible with #GDPR, thus banning #Office365 / #Microsoft365, #iCloud et. al. from the EU!

Given #Trump can't be assed to even fake any #loyality or #allied status even for the cameras, this is a #ForeseeableConsequence.

Unless we want to end up #downgraded into the state of a US-occupied overseas possession without statehood, like #Guam, #PuertoRico or #AVI...

Replied in thread

@dideldum @leachimus +9001%

Der #Euro hat signifikante Vorteile für alle aber besonders #Deutschland gehabt, weil anders als #DMark keine #Umtausch-Industrie in der #EU und durch Harmonisierung deutsche Produkte billiger wurden, was bei der deutschen Exportwirtschaft vorteilhaft ist.

  • Und natürlich ist es bequemer und flexibler wenn zwischen Portugal und Zypern sowie Malta und Finnland dieselbe Währung genutzt wird...

#wero muss sich #global behaupten können, sonst wird es bestenfalls ne nationale oder regionale Option sein wie #WeChatPay, #AliPay, #UnionPay, #JCB & #Mir, und damit kein #Wettbewerber zu #AMEX, #VISA, #MasterCard & #PayPal.

  • Allein auf den #SEPA-Raum sich zu beschränken macht es zur Totgeburt und nutzlos außerhalb von EU & #EFTA...

#wirecard war zwar nen #Betrug, aber die boten sich #global an, und solange #B2B nicht Muster mit wero auf #Alibaba / #AliExpress kaufen können und #Kleinanzeigen.de & #eBay nicht wero in "Sicher Bezahlen" unterstützt wird's sich nicht durchsetzen können.

(Okay, das war zwar @EUCommission aber das Prinzip ist gleich...)

#Zahlungsmittel sind #Infrastruktur, sogar #KritischeInfrastruktur und @BaFin täte gut daran offene, dezentrale Standards und Lösungen zu fördern und fordern. Gern auch in Zusammenarbeit mit @bundesbank@social.bund.de & @ecb ...

Ich habe vorhin folgende Meldung von unserem #Zahlungsdienstleister bekommen:

--- snip ---
Mastercard/Maestro transactions is facing issue Globally

*An issue is identified with Mastercard/Maestro network Globally.*
There is an ongoing issue related to Mastercard/Maestro network globally, [...]
--- snip ---

Da ist mir der Gedanke gekommen, was würde passieren wenn #Trump anordnen würde, dass #Mastercard #Maestro #Visa #AmEx, #Diners #Discover und Andere ihre Dienste in der #EU oder generell in #Europa einzustellen haben.

Mir ist kein gängiger #Kreditkarten Anbieter bekannt der nicht irgendwie aus den #USA kommt.

Ich kann mir gerade nicht vorstellen, dass "wir" in Europa dagegen gewappnet wären.

Had an email this morning that set my spider senses sizzling - wrongly!
"Your American Express Card has been de-linked from your Android device" - it came from a genuine address, and all the checks appeared OK. My card was in my phone's wallet - so what was going on?

A lot of digging around seems to link this to my new phone - I changed my phone a couple of months ago. So, Amex have - quite rightly - de-linked the card from the Wallet that I removed from the old phone. The question remains - why has it taken them so long to send a spammy looking email.

(I'd happily ditch Amex but the cashback is quite nice, and they seem just a tiny less evil than the alternatives)

Informative article for those of us that make #reservations to dine out a lot.
✅ As American Express Acquires Tock, Who’s Winning the Reservation Wars? What you need to know about the state of the reservations systems today - EATER
eater.com/24183263/reservation
#tock #eater #restuaraunts #amex

Eater · As American Express Acquires Tock, Who’s Winning the Reservation Wars?By Bettina Makalintal

I've just been reminded yet again of how much I hate #AmericanExpress.
I recently received an email from "American Express Global Merchant Services" with the subject "Two questions about your Amex Merchant Relationship." It says "Account ending: #####" at the top, with a number I totally don't recognize. I examined the headers of the email carefully, and it legitimately came from #Amex. The catch: to my knowledge I don't _have_ an "Amex Merchant Relationship."
#CreditCards
🧵1/8

Replied in thread

@tagesschau Auch wenn ich die Kritik verstehen kann, so möchte ich einen Punkt aufwerfen, der vielleicht als Pro-Punkt zu #Wero dient:

Wenn #Trump gewählt wird, kann es sein, dass die Wirtschafts- und Finanzbedingungen sich stark ändern. Wenn zu diesem Zeitpunkt ein europäischer Player am Markt ist, kann das nicht schaden.

Zumal #VISA, #Mastercard, #PayPal, #AMEX und Co., aber insbesondere die ersten drei, nicht mehr ganz so direkt und überhöht Transaktionsgebühren bestimmen können (sollen).

Replied in thread

@davidgerard
When you say vote harder, I can’t tell if you’re joking about the relative uselessness of a voting in elections, or if you mean vote in every way. I.e. boycotts.

I’m a hard voter myself. I do the near minimalist lifestyle of not buying a lot of shit (as I write this post from a 16 year old laptop). Just about every market decision is me voting harder by buying 2nd hand and boycotting countless brands that are either directly tied to environmental harm or tied to financing right wing politicians. E.g. I boycott all ALEC members (e.g. #FedEx, #AmEx, #AnheuserBusch, #Boeing, #CenturyLink, #Chevron, #Marlboro, #Motorola, #Sony), boycott #Amazon, etc.
@ajswritesthings

Replied in thread

@landley the really fun part is that whilst neither #VISA nor #MasterCard nor #AMEX nor #PayPal want to admit it, #pr0n is one of their main moneymakers.

They just are too cowardly to admit that without "#AdultEntertainment" and #Gambling sites, they'd be just "#SEPA + #girocard, but worse"...

Because at the end of the day, they too are publicly traded corporations, owned and ruled by men almost as horny for money as Marsallek.

#Christofacists may believe #Porn is "evil" but whether they like it or not, said Corporations will gladly and discreetly accept this revenue because if they amd tueir payment processors don't make that money, those that will do so are the ones exchanging #Monero to and from #fiat, and that would undermine the current financial mass surveillance that Uncle Sam's proud of so no Sexworker can refuse to pay taxes...

It's like with #alcohol and #tobacco and #drugs in general: A necessary evil...