It's taken me a while to get around to it, but I've made some updates to an old #clojure codebase I hacked together to convert CSVs from one bank to a CSV that #YNAB is able to parse. I've taken the opportunity to learn how to use clojure.tools.cli to parse commandline arguments, as well as tools.build to create an uberjar. It's not much, but it works.
Also I'm meant to be doing my taxes.
#3GoodThings
1) Got #ActualBudget working on a server now. Who needs #YNAB ?
2) Sage is bringing home takeaway Mexican food.
3) Tailwind on the way home from work today. Maintained 25+ km/hr much of the time with moderate effort. Of course I did prepay for that by riding into the same wind this morning.
(Also it's really silly but there's one cyclist I only seem to see when there's a headwind. Go figure)
1) It took probably 8-10 hours and lots of AI help but I have managed to mimic all the functions that I used in #YNAB in an Excel spreadsheet. One less US business supported. (They also were not properly importing bank data so it was less useful)
2) Delightful afternoon nap.
3) Sage made jambalaya tonight and it was amazing.
Now I'm a bit wired from all the spreadsheet work. Hopefully I can sleep soon 
I was making an exception for #ynab in my US business boycott but then it stopped properly importing data from my bank. I think with that in mind, I'll be heading back to spreadsheets. I really found the "Envelope-based" approach really worked well for me.
Might be a bit of a stretch for my Excel skills but we'll make it work. (Yes, I know, MS is from US but because of work I can't get away from it - Libreoffice is not an option)
A nice side-effect of switching from #YNAB 4 to self-hosted #ActualBudget via a VPN is that it shows me if I'm not connected to #Tailscale for some reason, which I generally want to be because I use it for #NextDNS too.
Does anyone have a preferred budgeting software they use? I used to use YNAB for years, then switched to Monarch. I'm back to YNAB for 2025.
#YNAB at ₹9,900/year is way too expensive. Yeah it'll probably help me save that much + give me peace of mind, but damn, that's an annual 10k outflow that I'm not comfortable with.
I might just make my own spreadsheet with dehydration and hyperfocus.
I have officially reached the attempting to recreate YNAB as a Numbers spreadsheet stage of my depression.
Extended underemployment has pushed me start tracking my finances. I've been using Actual, a FOSS competitor to YNAB et al.
Besides having the features I want, I like it because the front end is a React app and the maintainers are active on GitHub and receptive to contributions.
Today's v24.10.0 includes my overhaul of the "privacy mode". It used to blur numbers leaving them legible; now it replaces them with handwriting-ish squiggles.
Do you use #ynab? Are you an #ING customer? Check out ing-ynab, an importer that works (as opposed to the official integration): https://github.com/bahlo/ing-ynab
I've been using #youneedabudget (#YNAB) for like a billion years. It's decent but there are a number of ways in which it doesn't do what I want. What are you using for #personal #financial management #software?
Is #YNAB still the easy go-to solution for #budgeting in a small family?
@alexstandiford OH WOW! I am so impressed. #YNAB
@surefire @agnes @tychotithonus I'm personally a bigger fan of #Actual budget, mainly because it's envelope budgeting (like #YNAB) that just works better with my brain. It was a paid service but when they couldn't make it work it went open source and is thriving. https://actualbudget.org/
This is a huge upgrade for #ynab users on iOS. You can set up an iOS Shortcuts automation to trigger a YNAB transaction whenever you pay with your phone. So whenever you pay for something, it pops up an alert with the amount filled in.
https://support.ynab.com/en_us/how-to-use-an-apple-card-rkShEfrUh#automate
(This article says its for the Apple Card but it worked with my regular card in Apple Wallet)
après avoir essayé #FireflyIII et #YNAB, je reste sur iCompta.
Ça correspond complètement (et facilement) à mon usage.
@antwhat I recommend watching more of the videos on getting started, they are really super. I am a new #YNAB user and they really helped. Some of the YouTube shorts they produce have a great balance of being entertaining (shocking but true) and providing good advice on how to get started, or things to avoid.
You don’t have to re-enter transactions manually if you have linked bank accounts. It’s optional, if you want to record spending before it hits your bank/credit card so you know where you are.
It’s not going to help you categorize income, its focus is spending/saving (where the money goes).
Lascapi ⁂ 
